@font-face{font-family:Inter;font-style:normal;font-weight:100 900;font-display:swap;src:url('inter-latin.woff2') format('woff2')}
@font-face{font-family:Poppins;font-style:normal;font-weight:400;font-display:swap;src:url('poppins-regular.woff2') format('woff2')}
@font-face{font-family:Poppins;font-style:normal;font-weight:600;font-display:swap;src:url('poppins-semibold.woff2') format('woff2')}

:root{--ink:#242a38;--muted:#5d687a;--red:#d90000;--red-dark:#b50000;--line:#e1e5ec;--paper:#fff;--wash:#f5f6f9;--navy:#242a38;font-family:Inter,Arial,sans-serif;color:var(--ink);font-size:16px;line-height:1.6;scroll-behavior:smooth;scroll-padding-top:100px}
*{box-sizing:border-box}body{margin:0;background:var(--paper)}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}button,a,input,select,textarea,summary{touch-action:manipulation}button{cursor:pointer}button:focus-visible,a:focus-visible,summary:focus-visible{outline:3px solid #ef5149;outline-offset:5px}input:focus,select:focus,textarea:focus{outline:2px solid var(--red);outline-offset:2px}[hidden]{display:none!important}
.container{width:min(1200px,calc(100% - 80px));margin-inline:auto}
h1,h2,h3,p{margin-top:0}h1,h2{font-family:Poppins,Inter,sans-serif;font-weight:400}
.site-header{background:var(--navy);color:white;border-bottom:1px solid #ffffff17;position:sticky;top:0;z-index:20}.header-inner{height:82px;display:flex;align-items:center;justify-content:space-between;gap:24px}.wordmark{display:inline-flex;align-items:center;white-space:nowrap}.brand-logo{display:block;width:148px;height:auto}.wordmark small{font-size:10px;font-weight:500;letter-spacing:1.7px;color:#b9c2d0}.brand-divider{width:1px;height:24px;margin:0 18px;background:#ffffff26}nav{display:flex;gap:26px;font-size:13px;color:#c6cddb}nav a:hover{color:white}
.button{display:inline-flex;justify-content:center;align-items:center;gap:20px;background:var(--red);color:white;border:1px solid var(--red);padding:15px 24px;min-height:52px;border-radius:8px;font-weight:600;font-size:14px;text-align:center;transition:background .16s}.button:hover{background:var(--red-dark);border-color:var(--red-dark)}.button.small{min-height:44px;padding:10px 18px;font-size:13px;gap:16px}.button.secondary{color:var(--ink);background:white;border-color:var(--line)}.button.secondary:hover{background:var(--wash)}
.skip-link{position:fixed;top:-100px;left:20px;z-index:50;background:var(--ink);color:white;padding:12px}.skip-link:focus{top:10px}
.eyebrow{font-size:11px;font-weight:700;letter-spacing:1.8px;color:var(--red);margin-bottom:20px;display:flex;align-items:center;gap:10px}
.hero{background:var(--navy);color:white;padding-top:68px}.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:72px;align-items:center}.hero .eyebrow{color:#ff827a;font-size:11px;letter-spacing:1.2px}h1{font-size:clamp(40px,4.3vw,58px);line-height:1.2;letter-spacing:-1.8px;margin-bottom:26px}h1 span{color:#fff}.hero-description{font-size:17px;line-height:1.75;color:#c1c9d8;max-width:520px;margin-bottom:32px}.hero-actions{display:flex;align-items:center;gap:24px;flex-wrap:wrap}.text-link{font-size:13px;font-weight:600;display:inline-flex;align-items:center;gap:12px;border-bottom:1px solid #8b95a7;padding:8px 0}.text-link:hover{color:#ffaaa5}.hero-note{font-size:12px;color:#aeb8c9;margin:24px 0 0}
.partnership-panel{background:#303849;border:1px solid #526077;border-radius:16px;padding:30px 32px;box-shadow:0 16px 45px #151a2630}.panel-label{display:flex;align-items:center;gap:9px;font-size:10px;letter-spacing:1.2px;font-weight:600;color:#c2ccdc}.status-dot{width:7px;height:7px;border-radius:50%;background:#ff736a}.partnership-panel h2{font-size:25px;line-height:1.35;letter-spacing:-.5px;margin:18px 0 20px}.discussion-row{display:flex;gap:16px;padding:16px 0;border-top:1px solid #ffffff1f}.discussion-index{font-size:11px;color:#ff978f;line-height:25px}.discussion-row h3{font-size:14px;margin:0 0 3px;font-weight:600}.discussion-row p{font-size:13px;line-height:1.6;color:#c3cede;margin:0}.panel-link{display:flex;align-items:center;justify-content:space-between;font-size:12px;font-weight:600;padding-top:19px;border-top:1px solid #ffffff1f;margin-top:3px}.panel-link:hover{color:#ffaaa5}
.source-band{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;border-top:1px solid #ffffff22;padding:24px 0;margin-top:58px}.source-band span{font-size:12px;display:flex;align-items:center;gap:12px;color:#c5cede}.source-band span:before{content:'';height:5px;width:5px;background:#f17d76;border-radius:50%;flex-shrink:0}
.section{padding-block:88px}.section-heading{display:flex;justify-content:space-between;gap:48px;align-items:flex-end;margin-bottom:40px}.section-heading h2,.quality-grid h2,.application-intro h2,.faq-layout h2{font-size:38px;line-height:1.3;letter-spacing:-1.2px;margin:0}.section-heading p{color:var(--muted);max-width:360px;margin:0 0 4px;font-size:15px}
.partner-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}.partner-card{border:1px solid var(--line);padding:28px 30px 0;border-radius:14px;display:flex;flex-direction:column;background:#fff}.card-top{display:flex;gap:15px;align-items:center;margin-bottom:24px}.card-number{font-size:12px;color:var(--red);font-weight:700;background:#fff0ee;width:34px;height:34px;display:grid;place-items:center;border-radius:9px;flex-shrink:0}.card-channel{font-size:10px;letter-spacing:1.6px;color:var(--muted);font-weight:600}.partner-card h3{font-family:Poppins,Inter,sans-serif;font-weight:600;font-size:24px;line-height:1.3;letter-spacing:-.5px;margin-bottom:14px}.partner-card>p{font-size:15px;color:var(--muted);max-width:450px;margin-bottom:24px}.scenario{background:var(--wash);padding:16px 18px;border-radius:8px;margin-top:auto}.scenario>span{font-size:9px;letter-spacing:1.4px;color:var(--muted);font-weight:700}.scenario p{font-size:13px;line-height:1.7;margin:7px 0 0;color:var(--ink)}.card-footer{font-size:11px;color:var(--muted);padding:18px 0;line-height:1.6}.section-note{font-size:11px;line-height:1.7;color:var(--muted);margin:20px 0 0}
.benefits-section{background:var(--wash);border-block:1px solid var(--line)}.benefits-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:32px}.benefit-mark{font-size:25px;display:grid;place-items:center;width:45px;height:45px;background:white;border:1px solid var(--line);border-radius:10px;color:var(--red);margin-bottom:24px}.benefits-grid h3{font-size:17px;line-height:1.4;font-weight:600;margin-bottom:12px}.benefits-grid p{font-size:14px;color:var(--muted);margin:0}.terms-note{border-top:1px solid #d8dde6;margin-top:40px;padding-top:28px;display:flex;gap:20px;align-items:center}.terms-symbol{color:var(--red);font-size:26px}.terms-note h3{font-size:15px;margin:0 0 4px}.terms-note p{font-size:13px;color:var(--muted);margin:0}
.process-grid{list-style:none;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:28px;margin:0}.process-grid li{border-top:2px solid var(--line);padding-top:22px}.process-grid li>span{font-size:13px;color:var(--red);font-weight:700}.process-grid h3{font-size:17px;line-height:1.4;margin:20px 0 12px;font-weight:600}.process-grid p{font-size:14px;color:var(--muted);margin:0}
.quality-section{background:var(--navy);color:white;padding-block:76px}.quality-grid{display:grid;grid-template-columns:1fr 1fr;gap:95px}.quality-grid .eyebrow{color:#ff827a}.quality-grid h2{font-size:36px}.quality-grid h2 span{color:#c1cddd}.quality-grid>div>p{color:#bdc7d7;max-width:390px;margin:24px 0 0;font-size:15px}.quality-link{font-size:13px;color:white;display:inline-flex;gap:30px;border-bottom:1px solid #8b95a7;padding:8px 0;margin-top:24px}.quality-list article{display:flex;gap:18px;padding:21px 0;border-bottom:1px solid #ffffff20}.quality-list article:first-child{padding-top:0}.quality-list article:last-child{border:0;padding-bottom:0}.check{flex-shrink:0;color:#ff827a;font-size:17px;width:25px;text-align:center}.quality-list h3{font-size:16px;line-height:1.4;margin-bottom:7px;font-weight:600}.quality-list p{font-size:14px;color:#c3cddd;margin:0}
.faq-intro{font-size:15px;color:var(--muted);max-width:300px;margin-top:22px}
.application-section{background:var(--wash);border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:80px 0;scroll-margin-top:20px}.application-layout{display:grid;grid-template-columns:.8fr 1.2fr;gap:75px;align-items:start}.application-intro{position:sticky;top:120px}.application-intro p{font-size:17px;color:var(--muted);max-width:330px;margin:24px 0}.application-intro ul{list-style:none;padding:0;margin:28px 0;display:grid;gap:12px;font-size:15px}.application-intro li:before{content:'✓';color:var(--red);font-weight:700;margin-right:10px}.privacy-note{border-top:1px solid #d8d9df;padding-top:24px;color:var(--muted);font-size:13px;max-width:340px}.draft-note{font-size:12px;margin-top:18px;color:var(--muted)}.application-card{background:white;border:1px solid #dfe0e5;border-radius:12px;box-shadow:0 12px 32px #11182706;padding:32px;min-width:0}.form-top{display:flex;justify-content:space-between;gap:16px;font-size:12px;letter-spacing:1.2px;color:var(--muted);font-weight:700}.progress-track{height:4px;background:var(--wash);border-radius:10px;margin-top:15px;margin-bottom:28px;overflow:hidden}#progress-fill{height:100%;background:var(--red);transition:width .25s}.form-title{font-size:26px;letter-spacing:-.7px;line-height:1.2;margin-bottom:10px}.form-description{color:var(--muted);font-size:14px;margin-bottom:26px}.field{display:block;margin:0 0 22px}.field-title,legend{font-size:14px;font-weight:700;margin-bottom:9px;display:block}.optional{color:var(--muted);font-weight:400;font-size:12px}input[type=text],input[type=email],input[type=tel],input[type=url],input[type=number],select,textarea{width:100%;border:1px solid #cfd1d8;border-radius:6px;background:#fff;padding:12px 13px;color:var(--ink);min-height:47px;font-size:15px}textarea{min-height:105px;resize:vertical;line-height:1.5}input::placeholder,textarea::placeholder{color:#8a8c94}fieldset{border:0;padding:0;margin:0 0 22px;min-width:0}.choice-grid{display:grid;gap:9px}.choice{display:flex;align-items:flex-start;gap:12px;border:1px solid var(--line);padding:13px 15px;border-radius:7px;cursor:pointer}.choice:has(input:checked){border-color:var(--red);background:#fff4f3}.choice input{margin:4px 0 0;accent-color:var(--red);width:17px;height:17px;flex-shrink:0}.choice b{display:block;font-size:14px}.choice small{font-size:12px;color:var(--muted);display:block;margin-top:3px}.field-help{font-size:12px;color:var(--muted);margin-top:7px;display:block}.form-actions{display:flex;justify-content:space-between;gap:14px;padding-top:20px;border-top:1px solid var(--line);margin-top:28px}.form-actions .button{min-height:46px;padding:11px 20px}.form-footnote{font-size:12px;text-align:center;margin-top:20px;color:var(--muted)}.form-error{background:#fff0f0;color:#a31e25;padding:13px;border-radius:6px;font-size:14px;margin-bottom:14px}.form-error:empty{display:none}.form-error p{margin:0}.invalid{border-color:#a31e25!important}.review-group{padding:15px 0;border-bottom:1px solid var(--line)}.review-group h4{font-size:12px;letter-spacing:1px;color:var(--muted);margin:0 0 10px;text-transform:uppercase}.review-group dl{margin:0;display:grid;grid-template-columns:1fr 1.25fr;gap:8px 15px;font-size:14px}.review-group dt{color:var(--muted)}.review-group dd{margin:0;overflow-wrap:anywhere}.review-group button{padding:0;border:0;background:none;color:var(--red);font-size:13px;text-decoration:underline;margin-top:10px}.expectations{background:var(--wash);border-radius:8px;padding:18px;margin:22px 0;font-size:14px}.expectations b{display:block;margin-bottom:8px}.expectations p{color:var(--muted);margin:0}.success-icon{background:#fff1f2;color:var(--red);width:54px;height:54px;display:grid;place-items:center;font-size:26px;border-radius:50%;margin-bottom:22px}.success p{color:var(--muted);font-size:15px}.success .button{margin-top:15px}.faq-layout{display:grid;grid-template-columns:1fr 1.5fr;gap:90px}.faq-list details{border-bottom:1px solid var(--line)}.faq-list summary{list-style:none;cursor:pointer;font-size:16px;font-weight:700;padding:22px 30px 22px 0;position:relative}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary:after{content:'+';position:absolute;right:0;top:18px;font-size:23px;font-weight:400;color:var(--red)}.faq-list details[open] summary:after{content:'−'}.faq-list p{font-size:15px;color:var(--muted);padding-right:25px;margin-bottom:22px}
.application-section{padding-block:80px;background:#eef1f6}.application-intro h2{font-family:Poppins,Inter,sans-serif;font-weight:400;font-size:36px;line-height:1.3;letter-spacing:-1px}.application-intro p{font-size:15px;max-width:360px}.application-card{border-radius:16px;box-shadow:0 12px 32px #11182706}.form-title{font-family:Poppins,Inter,sans-serif;font-weight:600;font-size:25px}.form-description{line-height:1.6}.faq-list summary{font-weight:600}.faq-list details:first-child{border-top:1px solid var(--line)}.faq-list p{font-size:14px}
footer{background:var(--navy);color:#bcc7d7;padding:30px 0}.footer-inner{display:flex;align-items:center;justify-content:space-between;gap:25px;font-size:12px}.footer-inner .brand-logo{width:124px}.footer-inner>a:last-child{font-size:13px;color:white}.noscript-note{padding:20px;background:#fff1f2;color:#a31e25;margin:0}#form-content{scroll-margin-top:110px}
@media(max-width:1000px){.container{width:calc(100% - 48px)}nav{display:none}.hero-grid{gap:36px;grid-template-columns:1fr 1fr}h1{font-size:42px}.hero-description{font-size:15px}.partnership-panel{padding:24px}.partnership-panel h2{font-size:23px}.hero{padding-top:48px}.source-band{gap:16px;margin-top:42px}.source-band span{font-size:11px;gap:8px}.section{padding-block:65px}.section-heading{gap:35px}.section-heading h2,.quality-grid h2,.faq-layout h2{font-size:33px}.benefits-grid{grid-template-columns:repeat(2,1fr);gap:32px}.quality-grid{gap:45px}.application-layout{gap:35px;grid-template-columns:.85fr 1.15fr}.application-card{padding:26px}.application-intro h2{font-size:31px}.faq-layout{gap:45px}.process-grid{gap:20px}.partner-card{padding-inline:24px}.partner-card h3{font-size:23px}}
@media(max-width:700px){:root{scroll-padding-top:86px}.container{width:calc(100% - 36px)}.header-inner{height:72px;gap:12px}.brand-logo{width:118px}.brand-divider,.wordmark small{display:none}.button.small{font-size:12px;gap:12px;padding:10px 12px}.hero-grid{grid-template-columns:1fr;gap:32px}.hero{padding-top:38px}h1{font-size:40px;letter-spacing:-1.2px;line-height:1.25;margin-bottom:22px}.hero-description{font-size:15px;margin-bottom:24px}.hero .eyebrow{font-size:9px}.hero-actions{gap:16px}.hero-actions .button{padding:13px 17px;gap:15px;font-size:13px}.text-link{font-size:12px;gap:8px}.hero-note{font-size:11px;line-height:1.8;margin-top:20px}.partnership-panel{padding:24px}.partnership-panel h2{font-size:24px}.discussion-row{padding:14px 0}.source-band{grid-template-columns:repeat(2,1fr);gap:16px;margin-top:32px;padding-block:22px}.source-band span{font-size:10px}.section{padding-block:54px}.section-heading{display:block;margin-bottom:28px}.section-heading h2,.quality-grid h2,.application-intro h2,.faq-layout h2{font-size:30px;line-height:1.3;letter-spacing:-.8px}.section-heading p{max-width:100%;margin-top:20px;font-size:14px}.partner-grid{grid-template-columns:1fr;gap:16px}.partner-card{padding:24px 24px 0}.partner-card h3{font-size:23px}.partner-card>p{font-size:14px}.card-top{margin-bottom:20px}.benefits-grid{gap:28px 22px}.benefits-grid h3{font-size:15px}.benefits-grid p{font-size:13px}.benefit-mark{margin-bottom:17px;width:40px;height:40px;font-size:23px}.terms-note{align-items:flex-start;gap:16px;margin-top:30px;padding-top:24px}.terms-note p{font-size:12px}.process-grid{grid-template-columns:1fr 1fr;gap:28px 22px}.process-grid h3{font-size:16px;margin-top:15px}.process-grid p{font-size:13px}.quality-section{padding-block:54px}.quality-grid{grid-template-columns:1fr;gap:36px}.quality-list p{font-size:13px}.quality-list h3{font-size:15px}.faq-layout{grid-template-columns:1fr;gap:26px}.faq-list summary{font-size:14px}.faq-intro{font-size:14px;max-width:100%;margin-bottom:0}.application-section{padding-block:54px}.application-layout{grid-template-columns:1fr;gap:28px}.application-intro{position:static}.application-intro p{max-width:100%;font-size:14px}.application-intro ul{display:none}.privacy-note{max-width:100%;font-size:12px;padding-top:18px}.draft-note{margin-top:12px}.application-card{padding:22px 18px}.form-top{font-size:10px;letter-spacing:1px}.form-title{font-size:23px}.form-actions .button{font-size:14px}.review-group dl{grid-template-columns:1fr}.review-group dd{margin-bottom:8px}.footer-inner{flex-wrap:wrap;gap:18px}.footer-inner>span{order:3;flex-basis:100%;font-size:11px}.eyebrow{margin-bottom:18px}}
@media(max-width:370px){h1{font-size:35px}.hero-actions{align-items:flex-start;flex-direction:column}.brand-logo{width:108px}.card-channel{letter-spacing:1px;font-size:9px}.partner-card{padding-inline:20px}.benefits-grid,.process-grid{grid-template-columns:1fr}}
@media(prefers-reduced-motion:reduce){:root{scroll-behavior:auto}*,*:before,*:after{transition:none!important}}

/* V3: clear responsibilities and a source-backed product introduction. */
.discussion-index{min-width:30px;flex-shrink:0;font-weight:600}
.scenario dl{display:grid;grid-template-columns:100px 1fr;gap:12px 14px;margin:14px 0 0;font-size:13px;line-height:1.65}
.scenario dt{font-weight:600;color:var(--ink)}.scenario dd{margin:0;color:var(--muted)}
.marketplace-section{display:grid;grid-template-columns:1fr 1.05fr;gap:80px;align-items:center;border-bottom:1px solid var(--line)}
.marketplace-intro h2{font-family:Poppins,Inter,sans-serif;font-size:38px;line-height:1.3;letter-spacing:-1.2px;margin-bottom:24px}
.marketplace-intro>p{font-size:15px;color:var(--muted);max-width:430px;margin-bottom:24px}.marketplace-intro .text-link{color:var(--red);border-color:#d9000040;line-height:1.5}
.marketplace-intro .product-caption{font-size:11px;line-height:1.7;margin-top:16px;max-width:380px}
.marketplace-features{background:var(--wash);border:1px solid var(--line);border-radius:16px;padding:30px}
.marketplace-brand{display:flex;gap:14px;align-items:center;font-size:19px;font-weight:600;padding-bottom:24px;border-bottom:1px solid var(--line)}
.marketplace-subtitle{display:block;font-size:9px;font-weight:600;letter-spacing:1.4px;color:var(--muted);margin-top:2px}
.marketplace-features article{display:flex;gap:20px;margin-top:24px}.marketplace-features article>span{font-size:11px;color:var(--red);font-weight:600;padding-top:2px;flex-shrink:0}
.marketplace-features h3{font-size:15px;line-height:1.4;margin-bottom:7px}.marketplace-features article p{font-size:13px;line-height:1.7;color:var(--muted);margin:0}
.product-source{font-size:10px;color:var(--muted);padding-top:22px;margin:24px 0 0;border-top:1px solid var(--line)}.product-source a{text-decoration:underline;text-underline-offset:3px}
@media(min-width:701px){.partner-card>p{min-height:72px}}
@media(max-width:1000px){.marketplace-section{gap:40px}.marketplace-intro h2{font-size:33px}.scenario dl{grid-template-columns:1fr;gap:4px}.scenario dd:not(:last-child){margin-bottom:9px}}
@media(max-width:700px){.marketplace-section{grid-template-columns:1fr;gap:26px}.marketplace-intro h2{font-size:30px}.marketplace-features{padding:24px}.marketplace-intro>p{font-size:14px;max-width:100%}.scenario dl{font-size:12px}.product-source{font-size:11px}.marketplace-intro .text-link{font-size:13px}}

.optional-fields{margin:8px 0 22px;border:1px solid var(--line);border-radius:8px;background:var(--wash)}
.optional-fields>summary{cursor:pointer;padding:15px 16px;font-size:13px;font-weight:600;color:var(--muted);line-height:1.5}
.optional-fields[open]>summary{border-bottom:1px solid var(--line);margin-bottom:20px}.optional-fields>.field,.optional-fields>fieldset{margin-inline:16px}.optional-fields>.field:last-child,.optional-fields>fieldset:last-child{margin-bottom:16px}
